What To Do After A Hailstorm: Taking Care Of Your Home
Stormy weather can wreak havoc on your home, especially if that storm brought hail along with it. While the hail is coming down, there is not a whole lot you can do except wait it out from the safety of your home. However, once the storm has passed, you will need to take steps to deal with the potential damage done to your home. Get to know the important steps that you need to take and get to work taking proper care of your home following a hailstorm. The sooner you deal with hail damage to your roof, the sooner you can ensure your home is in top condition to weather the next storm.
Inspect Your Roof (And The Rest Of Your Home)
Once the storm has completely cleared, and your roof is dry, you can get up on the roof to check for any visible damage. Keep an eye out for any broken shingles, missing shingles, or cracks or crevices in your roofing materials.
Before you begin any work on the damaged shingles or remove any debris, be sure that you take photographs of the damage and document all that you see. And if you are uncomfortable performing the inspection yourself, you can hire a roofing contractor to do the job for you. They will then report any damage and give you a recommendation for repairs.
Also, inspect your siding and the rest of your home exterior by walking the perimeter of your home. Be sure to take thorough photographs or videos of the damage for insurance purposes as well.
Contact Your Insurance Company
Once you have had a look at your roof and have thoroughly documented any damage that occurred as the result of the hail storm, you should contact your insurance company. They will need to know the extent of the damage to your home and the date of the storm. They will likely request to see documentation of the damage (your pictures).
Once you have a claims examiner and/or adjuster assigned to your case, your insurance company will send out their own inspector to take a look at the damage to your roof and the rest of your home. This inspection is why it is important not to jump ahead in the process and fix the damage right away (assuming it is not an emergency in which your roof is leaking). If you do so, your insurance company likely will not pay for the damages.
Repair The Damages
Once your insurance company decides whether or not they will cover the cost of repairs to your home, all that's left to do is repair the damage to your home. Hire a contractor and get the work done sooner rather than later. Minor hail damage to your roof in particular can grow to a major problem if it is not addressed as quickly as possible.